Smart Investment Guide
Make informed investment decisions and maximize your tax benefits in Bangladesh
Sanchayapatra (Savings Certificates)
Key Features
- • Government-backed security instruments
- • Fixed interest rates between 11.28% to 11.76%
- • Maximum eligible amount for tax rebate: 500,000 BDT
Where to Buy:
National Savings DirectoryTreasury Bills & Bonds
Key Features
- • Government securities with sovereign guarantee
- • Treasury Bills: Short-term securities (91, 182, 364 days)
- • Treasury Bonds: Long-term securities (2, 5, 10, 15, 20 years)
- • Interest paid semi-annually for bonds
- • Can be traded in the secondary market
Where to Invest:
Bangladesh Bank TreasuryAvailable through:
- • Primary Dealer Banks
- • Bangladesh Bank offices
- • Commercial bank branches
DPS (Deposit Pension Scheme)
Mutual Funds
Stock Market Investment
Investment Comparison
| Investment Type | Risk Level | Tax Rebate Limit | Expected Returns | Liquidity |
|---|---|---|---|---|
| Sanchayapatra | Low | 500,000 BDT | 11.28% - 11.76% | Medium |
| Treasury Bills & Bonds | Low | Full Amount | 9% - 12% | Medium-High |
| DPS | Low | 120,000 BDT | 7% - 11% | Low |
| Mutual Funds | Medium | Full Amount | 9% - 15% | Medium |
| Stocks | High | Full Amount | 15% - 25% | High |
Ready to Calculate Your Tax Benefits?
Use our calculator to determine your maximum tax rebate based on your investments